VA home loan amount averages $374,524 in New York state for Q4 2025

Government
Tanya Bradshe Deputy Secretary of Veterans Affairs
Tanya Bradshe Deputy Secretary of Veterans Affairs
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Mar 2, 2026
Byc. r. bradford
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The average VA home loan amount in New York during the fourth quarter of the fiscal year 2025 was $374,524, according to the Veterans Affairs Home Loans Index.

The VA assists service members, veterans and eligible surviving spouses to achieve homeownership through loans provided by banks and mortgage companies.

A portion of the loan is guaranteed by the VA, which allows the lender to provide better rates.

Several VA housing programs can help eligible individuals buy, build, or repair their homes. These include Purchase Loans, Interest Rate Reduction Refinance Loans (IRRRL), and Adapted Housing Grants, which are designed for veterans with service-connected disabilities.

Information in this article was obtained from the Veterans Affairs Home Loans Index. The source data can be found here.

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